August 15 deadline looms for purchasing health insurance through Health Link

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RENO, Nevada (KOLO) – In years past, residents of Nevada had about three months in late fall to purchase health insurance through the Nevada health insurance exchange called Health Link.

COVID has changed this so that in the spring of 2020, those in need of health insurance in our state can enroll during a special enrollment period.

Then came the move to the US bailout in March 2021. What did that mean? Federal grants for most Nevadans in need of health insurance, who previously might not be able to afford the premiums.

“On average, in January, our premiums, our average monthly premiums, people were paying an average of $ 250 a month,” says Janel Davis of Nevada Health Link. “And now, because of the US bailout from April to July, these consumers are paying a hundred dollars,” she said.

Davis says that in the past, Nevada Health Link has spoken about the affordability of health care plans on the exchange. Now, with federal grants, health insurance is even more affordable than ever. And the American Rescue Plan Act included additional provisions so that even more people could qualify for insurance as part of the exchange.

“If you have collected unemployment insurance at any time, even for just one week, in 2021, you are eligible for a free insurance plan through Nevada Health Link,” says Davis.

Nevada residents who purchased health insurance through the exchange before the bailout was introduced can re-enter the system, reapply, and benefit from the grants as well. Davis says more than 11,000 Nevada residents signed up with Nevada’s Health Insurance Exchange during special enrollment, either for the first time or updated their plans to include federal grants.

The option to do so is still in effect until August 15, when this registration period ends.

Davis says that before the bailout just over 80% of Nevadans were eligible for grants, now that number is 94%.

nevadahealthlink.com

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