Compare Southdowns Travel Insurance Policies – Forbes Advisor UK


Based in West Sussex, Southdowns offers travel insurance for vacation and business travel.

Its products range from standard policies to specialty coverages for winter sports travel, cruises and those with pre-existing medical conditions.

Its policies are underwritten by AXA, one of the five largest travel insurers serving UK customers. It is the underwriter who provides the nuts and bolts of the actual insurance offered.

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Why should I consider Southdowns?

Southdowns offers both single trip policies and annual multi trip policies with varying levels of coverage to suit your needs and budget.

Its policies cover Covid-related emergencies such as falling ill with the virus abroad, or having to cancel your trip due to contracting the virus before departure.

Coverage extends to travel against the advice of the Foreign, Commonwealth and Development Office (FCDO). However, in such circumstances, claims should not relate to Covid.

Southdowns covers travel in the following areas:

  • Europe (including Egypt, Turkey, Morocco, Algeria, Tunisia and Iceland)
  • Worldwide (except the United States, Canada and the Caribbean)
  • Worldwide (including the United States, Canada and the Caribbean).

Southdowns has over 2,000 reviews on Trustpilot, with an overall rating of “excellent” and policies rated five stars by Defaqto.

It is at the top of our list of the best travel insurance providers and is also on our list of the best Covid insurances.

How to contact Southdowns

Southdowns policies can be purchased online or you can call their customer service to purchase insurance, or if you have any questions, on 01903 255 659, Monday through Friday, 9 a.m. to 6 p.m. and Saturday, 9 a.m. to 2 p.m.

You can also send questions to: [email protected]

You can submit messages and complaints through its website.

If you prefer, you can write to:

Southdowns Sales and Service
4th Floor, Southfield House
11 Liverpool Gardens, Worthing
West Sussex, BN11 1RY

How to find the best coverage for you

While price is a key factor when comparing travel insurance policies, you’ll also want to compare levels of coverage as they should meet your needs.

This is vital, or you could end up with no money if something goes wrong.

Your insurance staples will cover medical emergencies, cancellation, and loss of baggage and personal effects. According to the government’s Money Helper website, there should be at least £ 1million of medical coverage for travel to Europe and £ 2million or more for the United States, £ 2,000 of medical coverage for travel to Europe. cancellation (this should cover the cost of your trip) and at least £ 1,500 for lost or stolen baggage and personal effects.

You will also need to make sure to add additional coverage to your policy or purchase specialized coverage if you are going on a winter sports trip or have any pre-existing health conditions.

Why it makes sense to compare products and suppliers

Holidays should be fun and carefree, but the situation can easily change if a costly emergency arises.

It’s important that you have the right kind of insurance and the right levels of coverage for your needs, otherwise you could end up paying medical bills or replacing lost baggage.

Whether you’re buying a new policy or your annual travel insurance needs to be renewed, it’s helpful to compare a range of policies, looking at factors like price, but also the limitations and exclusions of your coverage, as they differ from one font to another.

For example, annual travel insurance will have a maximum limit on the number of days you can travel per trip, as well as the number of trips you can take in a 12 month period.

Also pay attention to the exclusions of cover for risks linked to the Covid. For example, some providers will not pay if you have to cancel your trip due to illness with Covid, while others will.

Most insurers do not cover travel against the advice of the FCDO.

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