Countries starting to require medical or COVID insurance when traveling
GRAND RAPIDS, Michigan – As COVID restrictions lift across the country, more families will be planning a getaway vacation.
Some of them will be heading outside Michigan or even out of the country.
Over the past year, we have received numerous emails in FOX 17 Problem Solvers where passengers were not reimbursed on flights or hotels they had booked due to COVID.
If you are planning to leave the country, purchasing travel insurance can help alleviate any future stress, especially if you become ill.
Goose Insurance launched with a mobile app from Canada in 2018.
“Unfortunately, in the United States, we typically purchase travel cancellation and interruption related travel insurance. But the most expensive component if you get sick is travel medical insurance, ”said Goose Insurance co-founder Omar Kaywan.
That’s why his company offers COVID-19 insurance and out-of-state and out-of-country medical insurance.
They are both mandatory in some countries like Bahamas, Costa Rica, and Bermuda, even if you are visiting for a few days.
It is not mandatory for Mexico but still recommended.
“They are financially responsible and it can be as simple as taking a day trip to Mexico or when the borders open in Canada, you are still responsible for the travel medical expenses,” Kaywan said.
Some countries even require you to have COVID-19 insurance that would cover your emergency medical care and even have quarantine benefits.
“So, for example, if you are going to Caribbean countries right now and you contract COVID-19 and need to quarantine, this policy will cover you for your hotel stay, meals, and hospitality. accommodation, etc. “Kaywan said.
A typical hospital stay outside of your home state or country can cost thousands of dollars. If you are hospitalized for a few days or more, these bills add up quickly.
“They require that many visitors from many parts of the world have adequate travel medical insurance,” Kaywan said, “so it is for all international travelers.”
As quarantines are lifted, countries are ensuring that visitors do not become a burden on their medical systems. You never know when an accident might happen or when your trip might be cut short.
“And that’s really important because most US residents don’t really know that their extended medical plan, Medicare, Medicaid, whatever their plan, may not cover them when traveling outside of the United States.” , said Kaywan.
The US government does not provide medical insurance to citizens abroad and does not pay medical bills.
This is why the The US State Department recommends whatever company you go with, the policy fits your needs.
With Goose Insurance, you don’t have to have a medical exam. You can get coverage for $ 250,000 in the United States and up to $ 5 million if you travel to another country.
“We’ve all been locked up for a very long time and eager to travel is that we are looking at this new aspect of emergency medical travel that is becoming more and more of a requirement,” Kaywan said.
Goose Insurance is just one of the many companies that offer this insurance, so do your own research and choose a plan that best suits your needs and budget.