COVID claims less costly than non-COVID claims: WCIRB

In the first year of the pandemic, COVID-19 workers compensation claims made up about 1 / 10th of claims and were on average less costly than non-COVID claims in nearly all states, new analysis shows published Wednesday by Workers Compensation Insurance. California Rating Bureau.

the Impact of COVID-19 on workers’ compensation reports data from 45 jurisdictions representing $ 630 million in losses suffered by COVID-19 and 80,000 COVID-19 claims, which represents an average claim cost of $ 7,800.

By state, shares of the number of COVID-19 claims ranged from a low of 1% to a high of 29% with a median of 7.2%, according to the report. In all states, the share of losses suffered by COVID-19 was lower than the share of the number of claims, ranging from a low of 0.2% to a high of 12% with a median of 1.7%, according to The report.

According to WCIRBC, one of the main factors behind the differences in the number of claims between states is presumption legislation, which varies in how and to whom it is applied. Another determining factor is that the average date of the accident varied between states due to the timing of the initial and subsequent waves of COVID-19 infection.

Including COVID-19 claims, most states saw a decrease in the total number of claims between AA 2019 and 2020. Excluding COVID-19 claims, all states saw a decrease in claims due to a drop in 13% nationally.


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