Dairyland Insurance Review: Pros, Cons & Costs

GOBanking Rates Score

Quick take: Dairyland Insurance offers home, auto and motorcycle insurance policies. Is Dairyland the right choice for you? It probably depends on your insurance needs and the state you live in. Dairyland is not available in all 50 states.

  • Customer service
  • Availablity
  • Cover options
  • Discounts

How did we calculate this?

Advantages

  • Full insurance available
  • Uninsured Motorist Coverage
  • Tow cover
  • 24/7 claims service

The inconvenients

  • Customer service quote requests are not 24/7
  • Only available in 22 states

Dairyland Insurance Overview

Dairyland Insurance began issuing automobile insurance policies in 1916. Today, this foundation still exists as Sentry Insurance, the parent company of Dairyland Insurance. In 1953, Stuart Struck founded the Dairyland Insurance Company that we know today.

He saw a need for specialized insurance policies that covered drivers who otherwise couldn’t get car insurance. Since then, Dairyland and Sentry have helped drivers across the country with their insurance needs.

Dairyland Insurance Coverage Options

Dairyland primarily provides insurance for high-risk drivers. They offer low-cost policies with special discounts and monthly plans instead of long-term policies. They offer a wide range of coverage options so drivers can customize a policy to suit their individual needs. Submit your claims and get 24/7 roadside assistance with same-day insurance claims.

Dairyland Insurance Coverage

Dairyland coverage options include:

  • Additional coverage for other drivers
  • Collision
  • Complete
  • Special equipment or vehicle add-ons
  • Responsibility
  • Towing services
  • Medical payments in case of injury
  • Injury protection
  • Uninsured or underinsured motorists

Good to know

Each state has different minimum coverage requirements and laws regarding the types of coverage offered.

Access to Dairyland Policy

Policy owners can create a free Dairyland Insurance account online. Log in via your browser or the mobile application to access:

  • Account information
  • Alerts
  • Billing
  • Complaints
  • Cover details
  • Insurance ID Cards

Dairyland Discount Options

Dairyland offers a variety of discounts to reward good driving history and other factors, including:

  • Anti-theft
  • defensive driving
  • Multicar
  • Payment frequency (paying your policy six months in advance is cheaper than paying monthly)
  • Combining policies with home insurance
  • Transfer from another provider

keep in mind

Similar to coverage, Dairyland insurance discount options vary from state to state.

Dairyland Insurance Customer Service

Dairyland has an easy to navigate Contact Us page on its website. The Better Business Bureau shows that 25 customer reviews left the company with an average of 1.08 out of 5 stars.

Dairyland Insurance Quotes

Get a free Dairyland insurance quote online.

Potential customers can also receive a quote by phone from 6 a.m. to 9 p.m. CST Monday through Friday and 7 a.m. to 6 p.m. CST on Saturday.

Call 888-306-6798 to receive a motorcycle insurance quote. Call 866-511-0448 to receive a car insurance quote.

Report fraud to Dairyland Insurance

If you suspect fraud on your Dairyland insurance policy, contact their anti-fraud team by phone at 877-736-8798 or by email at [email protected]

Report claims to Dairyland Insurance

The company accepts insurance claims 24/7/365. Call 800-334-0090 to file a claim anytime. The site also has a portal for easily submitting claim documents online.

If it’s after hours, you can fill out Dairyland Insurance’s secure form to ask a question online. The site says someone will get back to you within 24-48 hours with a response or to request additional information.

Tips for getting a better insurance quote with Dairyland Insurance

Dairyland Insurance has tips and resources for customers on its site. If customers want to get lower rates on their insurance policy, here are some suggestions.

Try these tips

  • Increase your credit score: It shows that you are financially responsible and more trustworthy.
  • Pay in advance: Pay your premium in advance instead of monthly.
  • Longer terms: Accept a six or 12 month term to lock in a low rate for longer.
  • Driving record: Fewer accidents and tickets can mean your policy could be cheaper.
  • Vehicle type: Drive an older car as the lower value may cost less to insure.
  • Driving lessons: Take an online defensive driving course through your local DMV.

Take away

If you live in one of the 22 available states where Dairyland provides coverage, getting a quote may be helpful. This is especially true if you have a less than stellar driving record or cannot be insured by other companies.

Expert Advice

If you have specific questions about how Dairyland Insurance handles certain circumstances, ask them before you take out cover. Get an idea of ​​how long it takes to process claims, make policy changes and more.

Dariyland Insurance FAQs

Here are answers to some of the most frequently asked questions about Dairyland Insurance.
  • In which states does Dairyland provide coverage?
    • Dairyland is currently licensed in 22 states including Alaska, Arizona, California, Colorado, Idaho, Illinois, Montana, Nevada, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah and Washington. , West Virginia, Wisconsin and Wyoming.
  • Who is Dairyland’s parent company?
    • Sentry Insurance acquired Dairyland in 1966. Sentry specializes in business insurance, while Dairyland focuses on personal insurance coverage.
  • Does Dairyland Insurance offer roadside assistance to policyholders?
    • Yes. Their roadside coverage includes emergency assistance for vehicle issues such as dead batteries, flat tires, and breakdowns. Depending on your policy, you may also have coverage for towing and repairs.

Editorial Note: This content is not provided by Dairyland. Any opinions, analyses, criticisms, evaluations or recommendations expressed in this article are those of the author alone and have not been reviewed, endorsed or otherwise endorsed by Dairyland.

About the Author

Katy Hebebrand is a freelance writer with eight years of experience in the financial industry. She received her BA from the University of West Florida and her Masters from Full Sail University. Since she began working full-time as a freelance writer three years ago, she has written on topics spanning many areas, including home building, families and parenting, legal and business communications. /company.

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