Pet Insurance: How Your Vet Can Help You Cut Costs

Veterinarian examining French bulldog
Many people know the usual ways to get a low insurance rate. When it comes to pet insurance, however, owners have one resource: their veterinarian.


Pet insurance provides both financial security for owners and medical care for their cats or dogs.

For a minimal cost each month, you can have peace of mind knowing your pet is protected and any emergency that arises won’t break the bank.

Like most other insurancehowever, it pays to do your research to find the most cost effective and reliable policy. Shop for the best rates and start early while your pet is still healthy. You should also seriously consider talking to your veterinarian.

If you think your dog or cat would benefit from being insured, start today by getting a free quote.

How Your Vet Can Help You Lower Pet Insurance Costs

Many people are familiar with the above mentioned ways to get a low insurance rate. When it comes to pet insurance, however, owners have one resource: their veterinarian.

Your veterinarian can help you tailor any insurance plan to the animal you have. They are closely involved in the care and treatment of your pet and see a variety of related issues on a daily basis. By calling on your veterinarian for advice, you can more precisely tailor your pet insurance coverage to what you need now — or may need in the future. This way, you won’t have to pay for protections that you probably won’t use.

Veterinarians also know which breeds are more likely to suffer from hereditary diseases than others. As a result, they can predict with some certainty which health conditions to cover in advance.

For example, some dog breeds are predisposed to medical conditions. A German Shepherd is more likely to need medical intervention for hip dysplasia than most other breeds. English Bulldogs and similar types of dogs are susceptible to Brachycephalic Airway Obstruction Syndrome (BAOS).

Your vet already knows this. Consult them when registering with a supplier.

If you are looking for more information or want to get started today, then click here to insure your pet.

Other Ways to Lower Pet Insurance Costs

Besides researching suppliers, starting early, and consulting your veterinarian, there are other reliable ways to get reasonably priced pet insurance. Here are three more:

  • Look for discounts: There are several ways to get discounted pet insurance. Consider paying annually, for example. If you are a veteran or active duty military member, you may be eligible for reduced costs. If you are a senior and a member of the American Association of Retired Persons (AARP), you may also qualify for a discount. Do your research to find the best rates.
  • Obtain an accident-only insurance policy: This will only cover your pets for emergencies like broken bones or if they swallow something they shouldn’t have. But if you’re looking to cut costs and stay insured, it can do both.
  • Consider the breed and type: As mentioned earlier, dogs and cats prone to health issues generally cost more to insure than those that are not predisposed. So if you don’t have a pet yet but eventually want to insure your new pet, do your homework now to help manage the costs.

The bottom line

The benefits of pet insurance are multiple and significant. Just be smart about how you buy a plan. Talk to your veterinarian to make sure you have the best policy in place for you and your furry friend.

A pet insurance professional can help start with a plan now.

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